Renovation Loans

Renovation Loans

FHA 203(k), Homestyle Renovation, and one-time close construction loans — finance purchase and improvements together from as little as 3.5% down.

Buy it, fix it, build it — in one loan.

The right tool for the scope of work.

The renovation eligibility picture.

From bid to final draw.

203(k) vs. Homestyle vs. OTC.

Asked before the first dumpster arrives.

Have a property and a contractor bid?

Loan Programs → Renovation

Renovation and construction financing that rolls purchase and improvements into a single mortgage. FHA 203(k) and Homestyle from as little as 3.5% down, plus one-time close (OTC) construction-to-permanent loans.

Renovation & construction programs

Cosmetic refresh, structural rehab, or ground-up build — we match the program to the contractor’s scope so draws and underwriting stay on schedule.

What you’ll need

How it goes

Compare the routes

Simplified comparison — exact terms depend on credit, property, contractor documentation, and program guidelines.

Renovation questions

Send both. Within two business days you’ll know whether 203(k), Homestyle, or an OTC construction loan is the cleaner path — and what cash you actually need at closing.

Investor, renovation, purchase, and refinance lending — with clear numbers and one point of contact.

Explore

Programs

Contact

Mon–Fri 8–6 · Sat 9–1

© . All rights reserved. This is not a commitment to lend. All loans are subject to credit approval and program guidelines.

• Apply Now
• Loan Programs
• Talk through a project
• Send the project
• See all programs

• Skip to content
• Privacy Policy
• Terms of Service