A guided first purchase — 3% and 3.5% down paths, down-payment assistance guidance, and honest math from 'can we?' to keys.
Zack Bolan, Broker / Owner
Coastal Community Finance
Phone: (941) 705-1260
Email: [email protected]
NMLS# 1154530
Company NMLS# 1823048
Licensed in: FL, GA
A guided first purchase — 3% and 3.5% down paths, down-payment assistance guidance, and honest math from 'can we?' to keys.
Loan Programs → First-Time Buyers
You do not need to arrive knowing mortgage language. We turn the first purchase into a visible route — budget, pre-approval, offer, inspection, underwriting, keys — with honest numbers and one person to call at every marker.
The home buying process
Six clear markers — so you always know where you are and what comes next.
Why it works here
Every stage has a purpose, a short document list, and a next move. You always know what we are waiting for and what you can do today.
The checklist
The sequence
Compare the starting paths
Simplified comparison — actual availability and pricing depend on credit, property, and program guidelines at the time you apply. See down payment assistance programs →
First-time questions
Bring a rough budget and the questions you feel you should already know. We’ll map the next practical steps, with no pressure to shop before you are ready.
Steady purchase, investor, renovation, and refinance lending for coastal communities — with clear numbers and one point of contact.
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Programs
Contact
Mon–Fri 8–6 · Sat 9–1
© . All rights reserved. This is not a commitment to lend. All loans are subject to credit approval and program guidelines.