About
Meet our team of mortgage loan officers at Coastal Community Finance — coastal-ready guidance with one dedicated contact from quote to funding.
Zack Bolan, Broker / Owner
Coastal Community Finance
Phone: (941) 705-1260
Email: [email protected]
NMLS# 1154530
Company NMLS# 1823048
Licensed in: FL, GA
About
Meet our team of mortgage loan officers at Coastal Community Finance — coastal-ready guidance with one dedicated contact from quote to funding.
Lending with both feet on the dock.
Why a coastal community lender?
How a file moves through .
What you can hold us to.
Ready when you are.
About
at help relocating families, first-time buyers, investors, renovation projects, and longtime neighbors re-work a payment — with fewer surprises and advice that holds up when the details get coastal.
The story
Our team began inside larger retail lending operations — the kind where a relocation buyer calling from two time zones away was treated as an inconvenience, and a coastal cottage in a flood zone was a checkbox nobody wanted to own. The files closed, mostly. The people were exhausted, always.
At , the work runs the opposite way: a focused book of business, familiarity with coastal properties and the insurance realities that come with them, and a promise that the loan officer who quotes your loan is the same one who closes it. Buyers who sign their first documents before they ever change their driver’s license are not an edge case here — they are normal.
The work is unglamorous on purpose. Reading a condo questionnaire twice. Getting the flood elevation certificate ordered in week one, not week four. Calling the listing agent on a Sunday so your offer carries weight on Monday. Calm closings are built out of that kind of boring diligence — and we are very good at boring.
The process
Four legs, clearly marked. You always know which one you're on.
Working agreement
Every client hears these commitments on the first call — and they're the standard we ask you to grade us against in your review.
Start with a 20-minute sounding call — no documents, no obligation, no rate-quote theater. Just the honest shape of your plan.
Steady purchase, investor, renovation, and refinance lending for coastal communities — with clear numbers and one point of contact.
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Mon–Fri 8–6 · Sat 9–1
© . All rights reserved. This is not a commitment to lend. All loans are subject to credit approval and program guidelines.
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